Business income coverage (BIC) is a type of property insurance policy, which covers a company's loss of income due to a slowdown or temporary suspension of normal operations, which stem from damage to its physical property.

Coverage typically includes the loss of income but can exclude some ordinary operating expenses, such as utilities. Usually, coverage applies during the time required to repair or replace damaged property. However, for additional premiums, the term could be extended to cover a specified number of days after the completion of repairs.